cost of insurance.

decided to post my insurance difficulty to the bellydance community.

I just can't see paying that much for insurance for a class that I'm not sure is going to run.  I don't mind taking on the expense of renting space and advertising but the cost of insurance is  ??  seems really high for a once a week class.

I guess I need to call around for other quotes and find out what their  cancellation policy is.   Also - I guess I should find out if I need to carry insurance for the months that I can't teach - As in Xmas holidays or  Summer months.  Find out if that would reduce my costs or if it is just a flat yearly rate.

What a headache.